Existing Alliance & Leicester mortgage customers looking to borrow more or move house please click here
Things you need to know
How much could you could borrow
We could offer mortgages up to a maximum of 90% of the property value
For Additional Loans you could borrow up to 75% of the property value for debt consolidation and up to 85% of the property value for home improvements
Additional Loans are available on a repayment basis, and only to customers whose existing mortgage is also on a repayment basis
Financial circumstances
We are unable to consider applications from customers who are (or who have been) bankrupt.
We do not offer mortgages beyond selected retirement age unless they are already retired. Existing customers please visit us to discuss your circumstances.
As part of your application we will carry out a credit search and search of address history
Specific types of application
We do not offer guarantor mortgages
We do not offer buy to let mortgages for new customers over the phone
We do not offer self build mortgages
All applications are subject to status and our current lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
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