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What's covered, next steps and contact details
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What's covered ? |
Amount covered |
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The structure of the property including its walls, fences, drives and patios |
Up to the sum insured |
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Outbuildings within the boundaries of the home |
Up to the sum insured |
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Permanent fixtures and fittings |
Up to the sum insured |
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Accidental damage to fixed glass and sanitary fittings |
Up to the sum insured |
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Cover during the sale of the property |
Up to the sum insured |
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Property Owners Liability cover |
Up to £2,000,000 |
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Alternative accommodation if the home cannot be lived in following an insured event |
20% of the sum insured up to a maximum of £15,000 |
| Theft or Loss of Keys | Up to £500 |
| Professionally installed solar panels and source heating pumps | Up to sum insured |
| Damage caused by fire, ambulance or police services if they have to make a forced entry to your home as a result of an emergency | Up to £1,000 |
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Tracing and accessing leaks |
Up to £5,000 |
Cover is subject to terms, conditions, limitations and exclusions. Compulsory excess apply.
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What's covered ? |
Amount covered |
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Household items, for example furniture and carpets. |
Up to the sum insured |
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High risk items such as TV's, video, DVD's, computers, including portable computers (laptops) and jewellery |
Chosen by customer |
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Office equipment and furniture for a business run from the home |
Up to £3,000 |
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Freezer contents |
Up to £500 |
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Alternative accommodation |
10% of the sum insured up to a maximum of £7,000 |
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Cash if stolen from the home |
Up to £500 per incident and up to £1,000 in total per period of cover |
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Unauthorised use of credit cards stolen from the home |
Up to £500 |
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Electronic data downloads eg iTunes and movies |
Up to £250 per claim and a total of £1,000 during the period of cover |
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Cover for personal documents (such as bonds or securities) and cost of preparing title deeds |
Up to £2,500 |
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Public liability cover |
Up to £2,000,000 |
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Increase in contents sum insured to cover purchases related to a wedding, Christmas or another religious event for one month either side of the relevant event |
Up to 10% |
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Loss of oil or metered water |
Up to £2,000 |
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Loss of plants outside the buildings but within boundaries of your home |
Up to £250 per single item and a total of £1,000 during the period of cover |
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Replacement locks and keys cover |
Up to £500 |
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Accidental damage to home entertainment equipment provided as standard |
Up to £1,000 |
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Theft from garage or outbuildings |
Up to £2000 |
Cover is subject to terms, conditions, limitations and exclusions. Compulsory excess apply.
Both buildings and contents insurance cover loss or damage caused by fire, smoke, lightning, explosion, earthquake, storm and flood, theft and escape of water.
Full details are available in the policy document, which is available when you purchase a policy.
1. Get a quotation by completing online application form. Quotations are subject to standard underwriting and acceptance criteria.
2. When you buy online we will send you a confirmation email. A welcome pack will follow in the post with your policy details.
3. You can retrieve a saved quote online. All quotes are valid for 90 days.
You can get a quote and find the relevant telephone number here.
Lines are open Monday to Friday 8am to 9pm, Saturday and public Holidays (excluding Christmas Day, Boxing Day and New Year's Day) 9am to 5pm, Sunday 10am to 4pm.
If you need to make a claim click here