|
Fixed Rate Mortgage Rates |
Please note that our mortgage products can change or be withdrawn at any time. Rates are only guaranteed at the time of application. Rates quoted are for customers buying a property or remortgaging from another lender to us. We have a separate range of deals for our existing mortgage customers whose deal is coming to an end. On some products we offer additional benefits – with Remortgage Solution we offer help with the upfront costs of moving your mortgage to us and with Homebuyer Solution we will contribute towards the costs of buying your new home.
2 year Fixed Rate Mortgages (Early Repayment Charges apply)
|
Initial Rate |
Followed by Santander’s standard variable rate, currently |
The overall cost for comparison is APR |
Booking Fee |
Minimum Deposit |
Maximum Loan Size |
Eligibility |
|
2.75% |
4.24% |
4.2% |
£1995 |
40% |
£250,000 |
First Time Buyers, Movers and Remortgage Customers |
|
3.09% |
4.24% |
4.2% |
£495 |
30% |
£1 million |
First Time Buyers, Movers only Homebuyer Solution To qualify customers must hold either a Santander or Alliance & Leicester Current Account– for full eligibility details, see below * |
|
3.19% |
4.24% |
4.2% |
£995 |
30% |
£1 million |
Remortgage only Remortgage Solution To qualify customers must hold either a Santander or Alliance & Leicester Current Account– for full eligibility details, see below * |
|
3.19% |
4.24% |
4.2% |
£495 |
30% |
£1 million |
First Time Buyers, Movers only Homebuyer Solutions |
|
3.48% |
4.24% |
4.3% |
£995 |
30% |
£1 million |
Remortgage only |
|
3.55% |
4.24% |
4.3% |
£495 |
30% |
£1 million |
First Time Buyers, Movers only Homebuyer Solutions |
|
3.65% |
4.24% |
4.3% |
£995 |
30% |
£1 million |
Remortgage only |
|
3.58% |
4.24% |
4.3% |
£995 |
25% |
£550,000 |
First Time Buyers, Movers and Remortgage Customers |
|
3.74% |
4.24% |
4.4% |
£495 |
25% |
£550,000 |
First Time Buyers, Movers only Homebuyer Solutions |
|
3.78% |
4.24% |
4.3% |
£995 |
25% |
£550,000 |
Remortgage only |
|
3.90% |
4.24% |
4.3% |
£0 |
25% |
£550,000 |
First Time Buyers, Movers only Homebuyer Solutions |
|
4.09% |
4.24% |
4.3% |
£0 |
25% |
£550,000 |
Remortgage only |
|
4.37% |
4.24% |
4.4% |
£0 |
25% |
£550,000 |
Remortgage only |
|
4.95% |
4.24% |
4.6% |
£995 |
20% |
£550,000 |
First Time Buyers, Movers only Homebuyer Solution |
|
4.99% |
4.24% |
4.5% |
£995 |
20% |
£550,000 |
Remortgage only |
Interested? Call 0800 023 2761
3 year Fixed Rate Mortgages ( Early Repayment Charges apply)
|
Initial Rate |
Followed by Santander’s standard variable rate, currently |
The overall cost for comparison is APR |
Booking Fee |
Minimum Deposit |
Maximum Loan Size |
Eligibility |
|
3.88% |
4.24% |
4.4% |
£995 |
30% |
£250,000 |
First Time Buyers, Movers and Remortgage Customers |
|
4.05% |
4.24% |
4.3% |
£495 |
30% |
£1 million |
First Time Buyers, Movers only Homebuyer Solution |
|
4.23% |
4.24% |
4.4% |
£995 |
30% |
£1 million |
Remortgage only |
|
4.27% |
4.24% |
4.4% |
£995 |
30% |
£550,000 |
First Time Buyers, Movers and Remortgage Customers |
|
4.35% |
4.24% |
4.5% |
£495 |
25% |
£550,000 |
First Time Buyers, Movers only Homebuyer Solution |
|
4.55% |
4.24% |
4.5% |
£995 |
25% |
£550,000 |
Remortgage only |
|
5.69% |
4.24% |
4.8% |
£995 |
15% |
£550,000 |
First Time Buyers, Movers only Homebuyer Solution |
|
5.79% |
4.24% |
5.0% |
£995 |
15% |
£550,000 |
Remortgage only |
|
5.99% |
4.24% |
4.8% |
£495 |
10% |
£250,000 |
To qualify customers must hold either a Santander or |
|
5.99% |
4.24% |
5.0% |
£799 (Cannot be added to the loan) |
10% |
£250,000 |
First Time Buyers Only |
Interested? Call 0800 023 2761
4 year Fixed Rate Mortgages ( Early Repayment Charges apply)
|
Initial Rate |
Followed by Santander’s standard variable rate, currently |
The overall cost for comparison is APR |
Booking Fee |
Minimum Deposit |
Maximum Loan Size |
Eligibility |
|
3.99% |
4.24% |
4.5% |
£1495 |
30% |
£1 million |
First Time Buyers, Movers and Remortgage Customers |
|
4.45% |
4.24% |
4.5% |
£995 |
30% |
£1 million |
First Time Buyer, Movers only Homebuyer Solution |
|
4.49% |
4.24% |
4.5% |
£995 |
30% |
£1 million |
Remortgage only |
|
4.75% |
4.24% |
4.6% |
£995 |
25% |
£550,000 |
First Time Buyers, Movers only |
|
5.29% |
4.24% |
4.8% |
£0 |
25% |
£550,000 |
Remortgage only |
|
4.99% |
4.24% |
4.6% |
£995 |
15% |
£550,000 |
Remortgage only Remortgage Solution To qualify customers must hold either a Santander or Alliance & Leicester Current Account– for full eligibility details, see below * |
|
4.99% |
4.24% |
4.5% |
£995 |
15% |
£550,000 |
First Time Buyers, Movers only |
|
5.84% |
4.24% |
4.8% |
£495 |
15% |
£550,000 |
First Time Buyers only |
Interested? Call 0800 023 2761
5 year Fixed Rate Mortgages ( Early Repayment Charges apply)
|
Initial Rate |
Followed by Santander’s standard variable rate, currently |
The overall cost for comparison is APR |
Booking Fee |
Minimum Deposit |
Maximum Loan Size |
Eligibility |
|
4.39% |
4.24% |
4.5% |
£895 |
40% |
£200,000 |
First Time Buyers, Movers only |
|
4.75% |
4.24% |
4.7% |
£995 |
30% |
£1 million |
First Time Buyers, Movers only |
|
4.99% |
4.24% |
4.9% |
£995 |
30% |
£1 million |
Remortgage only |
|
5.15% |
4.24% |
4.8% |
£995 |
25% |
£550,000 |
First Time Buyers, Movers only Homebuyer Solution |
Interested? Call 0800 023 2761
Borrowing limits also apply. Booking fees are payable upfront. On most products customers can add the booking fee to the loan. Any fees added to the loan will attract interest. Please ask for details.
*Only available to Santander or Alliance & Leicester Current Account customers holding their main account for 6 months or longer, crediting £1,000 a month. This is not available to our existing Mortgage customers.
Phone us on 0800 023 2761 or call in to any Santander branch.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.