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Additional Borrowing for our existing mortgage customers

  • Unlock the value of your home
  • Why choose an Additional Loan?
  • See our Interest Rates
  • Apply now for an Additional Loan
  • Other ways to apply

Unlock the value of your home

 

Open exclusively to our mortgage customers, our Additional Loan is a great way to raise funds using the equity in your home. It is a secured loan that lets you use the money however you choose – from beating the increasing energy prices by improving your home efficiency, or even using it to roll up any other borrowings you may have into one manageable monthly repayment. And, better still, the rate we advertise is exactly the rate you’ll get. See how affordable an Additional Loan can be.

 

Apply for an Additional Loan today, call 0800 587 5023

Why choose an Additional Loan?

 

With an Additional Loan, you design your loan on your own terms. You can:

 

  • Choose your loan amount: large or small – anything from £5,000 up to 85% of the property’s value
  • Choose how you spend it: use the money for almost anything you like and it doesn’t have to be linked to your house
  • Choose your Additional Loan rate: with a choice of fixed or variable rate products. You can even make overpayments to bring your balance down
  • Choose your repayment term: over any period – therefore you can choose a term that is shorter than or even beyond the term of your mortgage

See our Interest Rates

 

Take a look at our Interest Rates page to see how affordable an Additional Loan can be.

Apply now for an Additional Loan

 

We’ve aimed to make the whole process as quick and easy as possible. If you are an existing mortgage customer, simply call 0800 587 5023 with your mortgage account number to get started. You could have your money in seven days.

 

Other ways to apply

 

You can also apply at any Santander branch. Use our branch finder to find the most convenient one for you. Remember, you'll need to bring some proof of your name and address. See the list of acceptable identification.

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.