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11 to 15 Current Account


Your first ever bank account

Your first ever bank account

Our 11-15 Current Account offers everything you need from your first bank account.

Why choose the 11-15 Current Account?

 

  • Competitive interest rate - earn 3.00% AER/2.96% gross (variable) on balances up to £500, as long as you pay some money in each month.
  • Visa debit card or cash card if you prefer - for access to your bank account at any time from any Santander or LINK cash machine
  • Monthly statements - see how much money you have, and how much you're spending
  • Online Banking - for 24-hour access to your bank account
  • Easy access - Online & mobile Banking, you can get in touch by telephone or at around 1300 Santander branches in the UK
  • Online Banking: Make the most of your account by using our online Banking service.  You can easily check your statements, pay bills, move money and lots more.  You will automatically be registered when you apply - read more/see demo.
  • Mobile banking: If you like to keep up to date with your banking on the go, then our Mobile Banking Service will suit you perfectly - also available as a free iPhone and iPad app from the App Store - read more
  • Free text message and email alert service - Our alert service offers Online Banking customers the option of setting up Low/high balance and Payment alerts.
  • No overdraft - so you don't have to worry about spending money you don't have

Apply now

How does this account compare with others?

 

 Age

  In-credit interest

 Santander
 11-15 Current Account

 11 to 15

 3.00% AER/2.96% gross (see note 1)

 Halifax
 Express cash 11-15

 11 to 15

 1.51%AER

 HSBC
 My Account

 11 to 17

 0% AER

 Lloyds TSB
 Under 19s account

 11 to 18

 2.50% AER

 NatWest
 Adapt

 11 to 18

 1.00% AER


 Source: Lender's websites. Rates shown are variable. Correct as of 10 April 2013.

How to Apply

 

Applying for our 11-15 Current Account is quick and easy. The online application should take around 10 minutes.

 

You can apply if you are:

  •    aged between 11 and 15; and 
  •    living permanently in the UK
  •    All the important information about this account such as rates, charges, Terms & Conditions, user guide and more, can be found by clicking here

Apply now

Once you've applied what happens next?

  •    Once we receive your application, we aim (within 5 working days) to process your application and then send you a letter asking you for some ID and a copy of your application so that you can check the details and sign it.  We will send it to the address provided in your application,
  •    Once we receive your ID and signed application form back in the post, we'll open your account within 5 working days.
  •    Once your account is open, we will send you your new card and pin, to the address you provided (they will arrive separately for security reasons).

Other ways to apply

 

You can apply at your local branch. You can find your nearest branch using our branch finder. Remember, you'll need to bring some proof of your name and address. See a list of acceptable ID.

 

Note 1 - 3.00% AER/ 2.96% gross. To be eligible for this rate you must pay money into your account at least once a month and not hold an existing bank account with Santander. Interest is paid on balances up to £500, no interest is paid on balances above £500, or on your whole balance if you do not make any payments into your account each month.

 

AER stands for Annual Equivalent Rate and shows what the interest would be if we paid interest and added it each year. The gross rate is the rate payable before income tax deduction. Rates may change and we pay interest each month.

 

Rates correct as at 10 April 2013