Mortgage calculator - how much can I borrow
Help me decide
Use this tool to find out how much can you borrow just by entering your earnings and monthly loan commitments. First choose how many applicants:
Please note, the fields marked (*) are mandatory.
This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE,
All applications are subject to status and our current lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property
*An Interest Only mortgage must be backed by an adequate investment vehicle (e.g. Endowments, ISA, Pension etc.) to ensure that the mortgage debt is repaid at the end of the mortgage. Adequate life cover should also be taken out, though the cost for this would be in addition to the amount shown above.
This calculator only gives you an indication of the cost of a mortgage and will not be exact. If you have an existing Santander mortgage and/or you would like to discuss your specific circumstances or obtain a Key Facts illustration, please contact Santander or speak to your financial adviser.