Loans FAQs
Below are the most commonly asked questions about Personal Loans.
> How do I check the progress of a recent Personal Loan application?
> How do I apply for a Personal Loan?
> How much money can I borrow?
Contact Us
If you still can't find the answer you are looking for, you can contact us by telephone or find your nearest Santander branch.
For general enquiries, you can also contact us by email. Please remember not to include any account related information for security purposes.
We have a range of secured and unsecured loans. See our borrowing options section for more details.
It depends on the reason you need the loan, your circumstances and the amount you want to borrow. See our borrowing options section for more details.
How do I apply for a Personal Loan?
You can apply online, also give us a call on 0870 609 2430* or pop in to any Santander branch to find out more.
It's important to find a borrowing option that's affordable for you. The best way to work out how much you can spare is to deduct your total monthly outgoings from your income and see how much is left. The important thing is to be realistic and not take on too much.
This is a system that Santander UK plc and most other banks use when making our decision about whether to lend you money. We use the information you provide in your application such as your age, job and existing financial commitments. Credit checks are also made at credit reference agencies to find out how you have managed credit with other lenders. If you are an existing customer, we'll check your accounts. These all affect the decision we make.