Basic Current Account

Get back to basics

Our no-frills Basic Current Account allows you to pay your bills using direct debit and standing orders and comes with a cashcard to use at any Santander UK and Link cash machines.

If you are looking for an account that has an overdraft facility and a Visa debit card, then our Everyday Current Account may be a better option for you - read more.

Our 123 Current Account not only provides all the standard features of a bank account, but also pays you cashback on your household bills and interest on your balance - read more

Why choose the Basic Current Account?

  • The Basic Current Account is as its name suggests, it offers you all the basic features of a bank account. Although you won't get an Arranged Overdraft facility, a chequebook, Visa debit card or earn interest on the balance; you will benefit from the following:
  • Easy access to your money with a cash card at Santander UK and Link cash machines - you can also withdraw money at any Santander UK branch (you can withdraw money over the counter in our branches, as long as your withdrawals are not less than £300).
  • Manage your money at any time with Online Banking and Telephone Banking
    • Online Banking: Make the most of your account by using our Online Banking service.  You can easily check your statements, pay bills, move money and lots more.  You will automatically be registered when you apply - read more/see demo.
    • Mobile banking: If you like to keep up to date with your banking on the go, then our Mobile Banking Service will suit you perfectly - also available as a free iPhone and iPad app from the App Store - read more
    • Free text message and email alert service - Our alert service offers Online Banking customers the option of setting up Low/high balance and Payment alerts.

  • Pay in - pay your salary or other income into your bank account using automated payments
  • Pay out - pay your bills straight out of your account each month with standing orders and Direct Debits
  • Monthly statements - helping you keep track of your balance


Opening a Basic Current Account

To be eligible for a Basic Current Account you must:

  • Be aged over 16
  • Live permanently in the UK


How to apply:

Visit a Santander Branch, please find your most convenient branch using our branch finder. Remember, you'll need to bring some proof of your name and address. See a list of acceptable identification 
  • Call us on 0800 068 6069

Please ensure you have read the following documents before applying for a Basic Current Account:

The information is correct as at 31 January 2014.