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To borrow more or move house

How to get in touch with us

Clip Board Existing mortgage customers looking to move their existing mortgage to a new house or borrow more money can apply;
  • By calling us on 0800 092 3881
  • By visiting our extensive branch network. Book a branch appointment


Existing Alliance & Leicester mortgage customers looking to borrow more or move house please click here

 

 

Things you need to know

 

How much could you borrow

  • We could offer mortgages up to a maximum of 95% of the property value 
     
  • For Additional Loans you could borrow  up to 75% of the property value for debt consolidation and up to 85% of the property value for home improvements
     
  • Additional Loans are available on a repayment basis, and only to customers whose existing mortgage is also on a repayment basis
     

Financial circumstances

 

  • We are unable to consider applications from customers who are (or who have been) bankrupt.
  • We do not offer mortgages beyond selected retirement age unless they are already retired.  Existing customers please visit us to discuss your circumstances. 
     
  • As part of your application we will carry out a credit search and search of address history

 

Specific types of application

 

  • We do not offer guarantor mortgages
     
  • We do not offer buy to let mortgages for new customers
     
  • We do not offer self build mortgages

All applications are subject to status and our current lending criteria.  This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow.  For example, we may require a higher deposit if you are buying a flat or a new build property.

 

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 


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