Postgraduate Current Account

Are you a postgraduate student?

You can take advantage of our Postgraduate Current Account that comes with a structured overdraft and access to your account 24 hours a day.

Why choose our Postgraduate Current Account?

  • 0% EAR (variable) overdraft with no Daily Arranged Overdraft fees  - up to £1,800 in year 4.
  • Essentials - includes a Visa Debit card for easy, secure withdrawals and purchases.
  • Easy access - withdrawal of up to £300 a day, free of charge, at any Santander UK cash machine.
  • Online Banking: Make the most of your account by using our online Banking service.  You can easily check your statements, pay bills, move money and lots more.  You will automatically be registered when you apply - read more/see demo.
  • Mobile banking: If you like to keep up to date with your banking on the go, then our Mobile Banking Service will suit you perfectly - also available as a free iPhone and iPad app from the App Store - read more
  • Free text message and email alert service - Our alert service offers Online Banking customers the option of setting up Low/high balance and Payment alerts.

 

Post Graduate Current Account - Representative example

0% EAR (variable) Arranged Overdraft.  No Daily Arranged Overdraft fees apply.
Assumed credit limit: £1,800. Actual amount may differ

 

How to apply

You can only apply for a Postgraduate Current Account in one of our branches. Please find your most convenient branch using our branch finder.

AER stands for Annual Equivalent Rate and shows what the interest would be if we paid interest and added it each year. The gross rate is the rate paid before income tax is taken off. Rates may change and we pay interest each month.
EAR stands for Effective Annual Rate and represents the yearly cost of an overdraft, which takes account of how often we charge interest to the account, and does not include any other fees or charges. Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions.

Rates correct as at 10 April 2013 

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