Affordable Housing

Shared Ownership and NewBuy are both options aimed at making home ownership more affordable.

Shared ownership allows you to part buy and part rent a new home and is available through our branch and telephone mortgage advisors.

NewBuy allows you to buy a newly built home with a 5-10% deposit and is available through a select group of financial advisers nominated by our partner developers.

If you want to find out more about Shared Ownership, we've put together a simple guide, to take you through some key things you need to know.

We also have a great range of competitive Fixed and Tracker mortgages. Use our mortgage calculators to find out how much you can borrow and how much it will cost.

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NewBuy is a scheme jointly operated by The Government, mortgage lenders and the home building industry. It's designed to help borrowers with smaller deposits to access mortgages on newly built homes.

Our NewBuy mortgages are not available through our branch or telephone network.

Our NewBuy mortgages are available through a select group of financial advisers nominated by our partner developers.

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All applications are subject to status and our current lending criteria. This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow. For example, we may require a higher deposit if you are buying a flat or a new build property.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE