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Start-up Business Accounts

Free business banking to help get your business off to the best start

Unlimited day-to-day transactions and no hidden charges

We understand that when you're starting up in business the last thing you want to worry about is your current account. So we've made it simple: our Start-up Business Account offers free and unlimited day-to-day business banking for 12 or 18 months.

Why choose our Start-up Business Account?

  • Free and unlimited1 day-to-day banking: free Direct Debits, standing orders, cheque deposits and withdrawals, Debit card payments, cash withdrawals and BACS credits
  • Manage your monthly outgoings: there are no charges for standard banking (only non-standard transactions2), allowing you to allocate funds where needed
  • Easily accessible: access your Start-up Business Account using our secure online banking, telephone banking, at an ATM and in over 11,500 Post Office® branches3
  • Support from a Local Business Manager: face-to-face expert advice and solutions to help your business
  • Online business advice: free start-up advice and business guidance available 24/7
  • Card acceptance terminals: a range of terminals available through specialists' iZettle and Elavon, to allow your customers to pay you by card.

Apply now


If your business is less than 12 months old and your annual turnover is less than £250,000, pick your Start-up Business Account and apply online today


Which Start-up Business Account is right for me?

The options below will help you understand the best Start-up Business Account for you:

START-UP BUSINESS ACCOUNT

START-UP

START-UP EXTRA

Free banking period

12 months

18 months

Requirements

N/A

Santander personal
current account


Apply now



At the end of your Start-up Business Account you will benefit from straightforward banking as you automatically move to our Business Current Account (£7.50 tariff). If you feel another tariff would be better, we will be happy to arrange a transfer for you.

To open your Start-up Business Account with us, apply online today.

Important information

1 Daily transaction limits may apply, for example, but not limited to, ATM withdrawals. Please see our Interest Rates & Fees Information and Card User Guides.
2 In addition to your monthly fee you will also pay for non standard charges. For example CHAPs, Change Giving and other transactions outside of what the monthly fee covers.
3 Services and opening hours for individual post office branches within the Post Office Network may vary.