Please read this section as this tells you how your personal information will be used by us.
I confirm that I am entitled to give information to you about any person named on this form and that I have their consent to act on their behalf. Where there are two or more people named on this form, this declaration applies to each person separately.
Using my personal information
Whether or not I become a customer, you may use all the information I give to you Santander UK plc, or you hold on me as a personal or business customer, to provide and manage the account or service I have applied for. This includes information about the conduct (including details of transactions) of any account that I have with you, a group company or an associated company. You may also use information about me and the business to help you develop and improve your products and services. You will keep information about me and the business after this account is closed.
Sharing my personal information
You may share my information for the purposes described in this statement with the group of companies to which you belong (the Santander group) and your associated companies, and with service providers or agents. These companies may be based in other countries. I understand that you will make sure that my information is only used in line with your instructions and your own strict policies on confidentiality. If you transfer my information to another country, you will also make sure that you give it the same levels of protection as needed under the UK Data Protection Act. You may also give essential information about this account and cards (if any) to others if needed to manage and/or renew this account and for regulatory purposes.
My marketing preferences
You may invite me to take part in market research surveys and identify and let me know by post, telephone or electronic media (including fax, email and SMS) of products or services, which your group of companies and its associated companies think may interest me. (When deciding whether to provide me with details of a credit product you may check my details and those of my business against the files of credit reference agencies which will not make a record of this search available to other lenders who search my file).
If I would prefer not to receive up to date information on other products and services or to be included in market research, I can tick the relevant boxes provided in the online application. Unless I indicate otherwise, by continuing with this application, I agree to you contacting me by any of the methods shown above.
Verifying my identity and fraud checks
Before you can approve this application, in order to prevent or detect fraud you will check and share the information provided in this application or at any stage with fraud prevention agencies, and may make searches at credit reference agencies who will supply you with information, including information from the electoral register, for the purposes of verifying my identity. Scoring methods may be used to verify my identity. A record of this process will be kept that may be used to help other companies to verify my identity. If false or inaccurate information is provided and fraud identified, details will be passed to fraud prevention agencies. Law enforcement agencies may access and use this information.
You and other organisations may search and use the records held by credit reference and fraud prevention agencies to prevent and investigate crime, fraud and money laundering and for example:
You may also search and use your internal records for these purposes.
You and other organisations may search and use from other countries the information recorded at fraud prevention agencies. For further information about the use of my personal and business data by Santander and the credit reference and fraud prevention agencies please refer to the leaflet 'Your application and credit scoring - use of your personal and business information' available online at www.santanderbusinessbanking.co.uk, in branch or by calling the Business Banking Centre.
Cards on my account
If there are cards on this account, I understand that you may give information on transactions made using the cards on this account to any payment system under which you issue the cards (for example Visa or MasterCard), who may transfer the information overseas to deal with transactions, to resolve disputes and for statistical purposes.
Access to my information
I understand I have the right to see certain records you hold about me if I pay a fee and I can get an information sheet explaining my rights, from any branch.
For Credit Applications only including Business Current Accounts, Business Reserve Accounts and Business Loan Accounts:
Credit reference agencies
I understand that when you assess this application and any future request for new or increased credit or overdraft facilities you will use the information (including information about the conduct of any of my accounts) for credit assessment, which may include credit scoring. For more information on how credit scoring works, I can read the 'Your application and credit scoring' - use of your personal and business information leaflet available online at www.santanderbusinessbanking.co.uk, in branch or by calling the Business Banking Centre. You may make any enquiries relating to me and the business that you consider necessary (for example, from another financial institution) and search the files of credit reference agencies at my home and business address, who will keep a record of each search. This could affect my ability to get credit elsewhere within a short period of time. Details about any applications (whether or not they go ahead) will be recorded at the credit reference agency. If an association linking my financial records with those of any other person already exists at the credit reference agency, any applications will be assessed with reference to these associated records. This situation will continue until one of us successfully files a 'disassociation' at the credit reference agency. You will also pass details about me, the business and the conduct of this account (if this application is successful) to credit reference agencies. I understand that this will include any failure to make agreed payments into the account and that this information may affect my ability to get credit.