Is Everyday Current Account right for you?
If you plan to pay at least £500 each month into your new account, our 123 Current Account may be a better option for you. You could earn cashback on your household bills and interest on your balance, for a monthly account fee of £2, £500 monthly funding (excludes internal transfers) and set up of two direct debits. For cashback, household bills must be paid by direct debit.
- A four month fee free Arranged Overdraft when you switch to us (depending on circumstances) see representative example.
- Access to our 5 Star rated Switcher Service - It is important that you feel confident about switching to us and what is involved.† Click here for†full details†of our simple three-step process.
- Visa debit card a quick & secure method of purchasing goods & services at home and abroad
- No interest is paid on credit balances
0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for
the first 4 months. Then £1 per day capped at 20 days each monthly statement period applies thereafter
Assumed Arranged Overdraft credit limit: £1,200. Actual amount may differ.
If you don't switch, the Daily Arranged Overdraft fee will apply from account opening.
- Easy access to your account 24 hours a day with our internet and phone banking service. Plus you have access to almost 1,200 branches and 35 regional business centres.
- Online Banking: Make the most of your account by using our online Banking service.† You can easily check your statements, pay bills, move money and lots more.† You will automatically be registered when you apply - read more/see demo.
- Mobile banking: If you like to keep up to date with your banking on the go, then our Mobile Banking Service will suit you perfectly - also available as a free iPhone and iPad app from the App Store - read more
- Free text message and email alert service - Our alert service offers Online Banking customers the option of setting up Low/high balance and Payment alerts.
All the important information about this account such as rates, charges, Terms & Conditions, user guide and more, can be found by†clicking here
EAR stands for Effective Annual rate and represents the yearly cost of an overdraft, which takes into account how often we charge interest to the account and does not include any other fees or charges. Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions
The information is correct as at†4 March 2013.