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- Online Banking
|
Reward Savings |
eSaver Direct
Rate if 0 withdrawals are made
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
2.00 |
1.25 |
1.25 |
1.00 |
If 1 withdrawal is made during the year
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
1.84 |
1.15 |
1.15 |
0.92 |
Rates are variable and effective from 1st April 2009.
* Includes a variable rate bonus for the first 12 months, which is currently 0.75% gross/AER. A reduced rate of 0.10% gross/AER will be paid on the full balance in the account for the month in which a withdrawal is made.
eSaver Direct (Issue 2)|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
2.50 |
1.25 |
1.25 |
1.00 |
If 1 withdrawal is made during the year
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
2.30 |
1.15 |
1.15 |
0.92 |
Rates are variable and effective from 1st April 2009.
* Includes a variable rate bonus for the first 12 months, which is currently 1.25% gross/AER. A reduced rate of 0.10% gross/AER will be paid on the full balance in the account for the month in which a withdrawal is made.
Not Ordinarily Resident Account
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
n/a |
Rates are variable and effective from 1st January 2009.
Postal Notice Account
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£100,000 + |
n/a |
0.50 |
0.50 |
0.40 |
|
£10,000 + |
n/a |
0.40 |
0.40 |
0.32 |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
Branch Saver
Annual rate when 0 withdrawals are made
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
Annual rate when 1 or more withdrawals are made
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st February 2009.
First Home Saver
When 0 withdrawals made and £100 per month is credited
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£100 |
n/a |
0.60 |
0.60 |
0.48 |
When 1 withdrawal is made or £100 isn't credited in a month
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£100 |
n/a |
0.56 |
0.56 |
0.45 |
A rate of 0.10% gross/AER is applied to the account in any month where a withdrawal is made or less than £100 is credited for that month only.
Rates are variable and effective from 1st March 2009.
Platinum Saving Account
Annual interest
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.70 |
0.70 |
0.56 |
Rates are variable and effective from 1st April 2009.
Santander Shareholder Account and Dividend Re-investment Plan
Annual interest
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
5.00 |
5.00 |
4.00 |
Rate are variable and effective from 1st March 2009.
Super Saver (Issue 1) previously known as Super Bond
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
9.10 |
9.10 |
7.28 |
Interest rates effective from 21 April 2008.
Super Saver (Issue 2)
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
8.10 |
8.10 |
6.48 |
Interest rates fixed and effective from 4 August 2008.
Super Saver (Issue 3)
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
6.50 |
6.50 |
5.20 |
Interest rates effective from 18 November 2008.
Super Saver (Issue 4)
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
5.50 |
5.50 |
4.40 |
Interest rates effective from 7 January 2009.
Fixed Rate Monthly Saver Issue 8
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£20+ |
n/a |
6.00 |
6.00 |
4.80 |
Rates were fixed and effective from 1st December 2008.
Fixed Rate Monthly Saver Issue 9
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£20+ |
n/a |
5.00 |
5.00 |
4.00 |
Rates were fixed and effective from 1st January 2009.
Fixed Rate Monthly Saver (Issue 10)
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£20+ |
n/a |
4.50 |
4.50 |
3.60 |
Rates were fixed and effective from 1st February 2009.
Super Fixed Rate Monthly Saver (Issue 3)
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£20 + |
n/a |
10.00 |
10.00 |
8.00 |
Rates were fixed and effective from 30 November 2008.
Super Fixed Rate Monthly Saver (Issue 4)
Rate if 0 withdrawals are made
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£20 + |
n/a |
8.00 |
8.00 |
6.40 |
Rates are variable and effective from 1st December 2008 until 31st December 2008.
Super Fixed Rate Monthly Saver (Issue 5)
Rate if 0 withdrawals are made
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£20 + |
n/a |
7.00 |
7.00 |
5.60 |
Rates are variable and effective from 1st February 2009 until 28th February 2009.
Super Fixed Rate Monthly Saver (Issue 6)
Rate if 0 withdrawals are made
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£20 + |
n/a |
6.50 |
6.50 |
5.20 |
Rates are variable and effective from 1st February 2009 until 28th February 2009.
Super Fixed Rate Monthly Saver (Issue 8)
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£20 + |
n/a |
6.00 |
6.00 |
4.80 |
Rates effective from 27th July 2009.
Credit between £20 and £250 per month by standing order. A rate of 0.10% gross/AER is applied to the account in any month where less than £20 credited. If more than £250 is credited to the account a rate of 0.10% gross/AER is applied to the account for that month and the remainder of the term.
Retirement Investment Account
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£20,000 + |
n/a |
0.40 |
0.40 |
n/a |
|
£15,000 + |
n/a |
0.15 |
0.15 |
n/a |
|
£1+ |
n/a |
0.10 |
0.10 |
n/a |
Rates are variable and effective from 1st April 2009.
Premium Investor Account
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
n/a |
1.10 |
1.10 |
0.88 |
|
£1+ |
n/a |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st January 2009
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
n/a |
1.10 |
1.09 |
0.87 |
|
£1+ |
n/a |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st January 2009
Premium Investor Account 2
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£10,000 + |
n/a |
1.10 |
1.10 |
0.88 |
|
£1+ |
n/a |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st January 2009
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£10,000 + |
n/a |
1.10 |
1.09 |
0.87 |
|
£1+ |
n/a |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st January 2009
Regular Saver
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£10 + |
n/a |
0.50 |
0.50 |
0.40 |
30 Day Notice Saver
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£250,000 + |
n/a |
1.50 |
1.50 |
1.20 |
|
£50,000+ |
n/a |
1.25 |
1.25 |
1.00 |
|
£1,000 + |
n/a |
1.00 |
1.00 |
0.80 |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£250,000 + |
n/a |
1.50 |
1.49 |
1.19 |
|
£50,000+ |
n/a |
1.25 |
1.24 |
0.99 |
|
£1,000 + |
n/a |
1.00 |
1.00 |
0.80 |
My Time' Notice
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£250,000 + |
n/a |
1.93 |
1.93 |
1.54 |
|
£50,000+ |
n/a |
1.83 |
1.83 |
1.46 |
|
£1,000 + |
n/a |
1.74 |
1.74 |
1.39 |
My Time' Postal Saver
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
n/a |
0.85 |
0.85 |
0.68 |
Direct Notice, Direct 60
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
n/a |
0.10 |
0.10 |
0.08 |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£10,000 + |
n/a |
0.10 |
0.10 |
0.08 |
60 Day Plus
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
1.10 |
0.10 |
0.10 |
0.08 |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
1.10 |
0.10 |
0.10 |
0.08 |
Rate includes a variable bonus of 1.00% gross p.a. / AER (0.80% net equivalent p.a.) if 1 or less withdrawals made during the accounts anniversary year.
Bonus120 Account
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
0.85 |
0.10 |
0.10 |
0.08 |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
0.85 |
0.10 |
0.10 |
0.08 |
Rates include a variable bonus of 0.75% gross p.a. / AER (0.60% net equivalent p.a.) if 1 or less withdrawals are made during account's anniversary year.
Bonus Account
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£500 + |
0.85 |
0.10 |
0.10 |
0.08 |
Includes a variable bonus of 0.55% gross p.a. / AER (0.44% net equivalent) for 1-2 withdrawals, or a variable bonus of 0.75% gross p.a. / AER (0.60% net equivalent) if no withdrawals made during account's anniversary year.
Premier Additions
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£10 + |
n/a |
0.50 |
0.50 |
0.40 |
If you hold an online savings account, opened with Bradford and Bingley, you can find rate information here.
Further Savings Rates
|
Rates for products no longer on sale |
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