- Current Accounts
- Credit Cards
- Insurance
- Loans
- Mortgages
- Savings & Investments
- How Do I
- Online Banking
You are here:
Personal
>
Saving & Investments
>
Instant Access Accounts
>
Savings - products no longer on sale
|
Instant Access Savings |
eSaver
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£500,000 + |
1.80 |
1.05 |
1.05 |
0.84 |
|
£200,000 + |
1.36 |
0.61 |
0.61 |
0.49 |
|
£100,000 + |
1.30 |
0.30 |
0.30 |
0.24 |
|
£50,000 + |
1.25 |
0.25 |
0.25 |
0.20 |
|
£1 + |
1.10 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st March 2009.
* Includes a variable rate bonus for the first 12 months, which is currently up to 1.00% gross/AER depending on balance.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£500,000 + |
1.80 |
1.05 |
1.04 |
0.83 |
|
£200,000 + |
1.36 |
0.61 |
0.61 |
0.49 |
|
£100,000 + |
1.30 |
0.30 |
0.30 |
0.24 |
|
£50,000 + |
1.25 |
0.25 |
0.25 |
0.20 |
|
£1 + |
1.10 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st March 2009.
* Includes a variable rate bonus for the first 12 months, which is currently up to 1.00% gross/AER depending on balance.
eSaver
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£500,000 + |
1.80 |
1.05 |
1.05 |
0.84 |
|
£200,000 + |
1.36 |
0.61 |
0.61 |
0.49 |
|
£100,000 + |
1.30 |
0.30 |
0.30 |
0.24 |
|
£50,000 + |
1.25 |
0.25 |
0.25 |
0.20 |
|
£1 + |
1.10 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st March 2009.
* Includes a variable rate bonus for the first 12 months, which is currently up to 1.00% gross/AER depending on balance.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£500,000 + |
1.80 |
1.05 |
1.04 |
0.83 |
|
£200,000 + |
1.36 |
0.61 |
0.61 |
0.49 |
|
£100,000 + |
1.30 |
0.30 |
0.30 |
0.24 |
|
£50,000 + |
1.25 |
0.25 |
0.25 |
0.20 |
|
£1 + |
1.10 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st March 2009.
* Includes a variable rate bonus for the first 12 months, which is currently up to 1.00% gross/AER depending on balance.
eSaver
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£500,000 + |
1.30 |
0.55 |
0.55 |
0.44 |
|
£200,000 + |
1.11 |
0.11 |
0.11 |
0.09 |
|
£1 + |
1.10 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
* Includes a variable rate bonus for the first 12 months, which currently up to 1.00% gross/AER depending on balance.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£500,000 + |
1.29 |
0.55 |
0.55 |
0.44 |
|
£200,000 + |
1.10 |
0.11 |
0.11 |
0.09 |
|
£1 + |
1.09 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
* Includes a variable rate bonus for the first 12 months, which is currently 1.00% gross/AER depending on balance.
Flexible Saver
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Fixed rate of 0.10% gross p.a. / AER on balances below £100. Rates on balances above £100 are variable and effective from 1st April 2009. Includes accounts previously called Direct Saver, Remote Saver, What If Saver and Client Reserve.
Postal Account
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross (excl. bonus) |
NET % (excl. bonus) |
|
£200,000 + |
n/a |
0.25 |
0.25 |
0.20 |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
Quarterly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£200,000 + |
n/a |
0.25 |
0.25 |
0.20 |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
Instant Access Saver
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1000 + |
2.00 |
1.00 |
1.00 |
0.80 |
|
£1 + |
0.10 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
* Includes a variable bonus rate for the first 12 months, which is currently 1.00% gross/AER
If the balance in your account falls below £1000 a reduced rate of interest applies to your account (currently 0.10% gross/AER ).
Instant Access Saver (Issue 2)
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1000 + |
2.00 |
1.00 |
1.00 |
0.80 |
|
£1 + |
0.10 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
* Includes a variable bonus rate for the first 12 months, which is currently 1.00% gross/AER
If the balance in your account falls below £1000 a reduced rate of interest applies to your account (currently 0.10% gross/AER ).
Super 50+ Saver (Issue 1)
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£200,000 + |
n/a |
0.25 |
0.25 |
0.20 |
|
£100,000 + |
n/a |
0.15 |
0.15 |
0.12 |
|
£50,000 + |
n/a |
0.10 |
0.10 |
0.08 |
|
£1 + |
n/a |
8.10 |
8.10 |
6.48 |
Rates are variable and effective from 1st April 2009.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£200,000 + |
n/a |
0.25 |
0.25 |
0.20 |
|
£100,000 + |
n/a |
0.15 |
0.15 |
0.12 |
|
£50,000 + |
n/a |
0.10 |
0.10 |
0.08 |
|
£1 + |
n/a |
8.10 |
7.81 |
6.25 |
Rates are variable and effective from 1st April 2009.
Super 50+ Saver (Issue 2)
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£50,000 + |
n/a |
0.95 |
0.95 |
0.76 |
|
£1 + |
n/a |
4.00 |
4.00 |
3.20 |
Rates are variable and effective from 1st April 2009.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£50,000 + |
n/a |
0.95 |
0.95 |
0.76 |
|
£1 + |
n/a |
4.00 |
3.93 |
3.14 |
Rates are variable and effective from 1st April 2009.
Platinum Savings Deposit Account
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.15 |
0.15 |
0.12 |
Rates are variable and effective from 1st April 2009.
Instant Saver
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Annual, monthly and quarterly rates. Fixed rate of 0.10% gross p.a. / AER on balances below £100. Rates are variable on balances above £100 and effective from 1st December 2008. Includes accounts previously called Investor Account, Investor 60, Investment Reserve, TESSA Feeder, Save and Invest Plan (Issues 1 – 5), One Month Notice Account, Special Holding Account, MarketMaster, Premier Deposit, Premier Tracker and Premier Saver.
Pay Saver
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
Inscape Fast Access Account
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.50 |
0.50 |
0.40 |
Rates are variable and effective from 1st April 2009.
Inscape Special Reserve Account
Annual
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.50 |
0.50 |
0.40 |
Rates are variable and effective from 1st April 2009.
Smartsave
Annual
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£10 + |
0.90 |
0.40 |
0.40 |
0.32 |
Rate includes a variable bonus of 0.50% gross p.a. / AER if you make 3 withdrawals or less per bonus year.
Passbook Saver
Annual
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
Rate for Life
Annual
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
n/a |
0.75 |
0.75 |
0.60 |
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
n/a |
0.75 |
0.75 |
0.60 |
Direct Premium
Annual
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
n/a |
0.10 |
0.10 |
0.08 |
TimeSaver
Annual
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1 + |
n/a |
0.10 |
0.10 |
0.08 |
First Choice / Everyday Saver
Annual
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£50 + |
0.60 |
0.10 |
0.10 |
0.08 |
Includes a variable bonus of 0.50% gross p.a. / AER (0.40% net equivalent p.a.) if 3 or less withdrawals are made during the account's anniversary year.
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£500 + |
n/a |
0.10 |
0.10 |
0.08 |
An interest rate of 0.10 gross/AER is paid on balances below £500
Rates are variable and effective from 1st April 2009.
If you hold an online savings account, opened with Bradford and Bingley, you can find rate information here.
Further Savings Rates
|
Rates for products no longer on sale |