Student Current Account

A Student Account designed to support you while you study

Our Student Account - gives you what you need from an account so you can concentrate on studying

Our Student Account comes with mobile, gadget and laptop insurance, worth over £240 each year. It also gives you financial support with 0% EAR (typical) overdraft of up to £2,000 (£1,000 in first year) plus we pay you a great interest rate on balances up to £500*.

Why choose our Student Account?

Peace of mind – this account comes with 3 fantastic insurance benefits (provided by Homecare Insurance Limited) for up to 3 years, when you pay £500 into your account each term and register all of your devices to activate the policies**.

Mobile phone insurance	we’ll repair or replace your phone if it’s damaged or breakdown, and replace your phone if it’s stolen.
Gadget insurance	we’ll provide cover for two gadgets if they are stolen, damaged or breakdown, including items like MP3 players and games consoles.
Laptop insurance	we’ll protect your laptop or personal computer if it is stolen.

- Click here to read full details on the insurances and how the benefits add up

0% EAR (typical) overdraft – starting at £1,000 and then increasing up to a maximum of £2000 (depending on your year of study and providing a minimum of £500 has been credited to the account, until you credit the required £500 the overdraft will be £250).
Essentials - includes a Visa debit card for easy, secure withdrawals and purchases.
Earn - 2.00% AER/1.98% gross interest on the money in your account on balances up to £500. (Note 1).
Easy access – you can withdraw up to £300 daily and free of charge, at over 1300 Santander or LINK cash machines in the UK.
Online banking - for 24-hour access to your bank account.

We have designed these insurance benefits to meet the needs of customers who wish to insure their mobile phone and electronic device(s) against risk of theft, breakdown and damage and their laptop or personal computers against the risk of theft.

How to apply

We have a range of Student current accounts so there’s bound to be one that is just right for you, however, depending on what course year you are in or if you already have a Santander account or Student account, will depend on HOW/WHERE you can apply. See below for instructions:

To apply online you will need to:

be at least 18 years of age
be living permanently in the UK
also, we may need you to provide further ID and proof of the course you are studying – we’ll email you within 3 working days to let you know what we need (click here for details on the type of ID we could ask for);
read the T&C’s, rates and charges information before you apply click here

Where to apply:

You can apply online now if you are in the 1st year of:

Apply now

You need to apply in one of our branches if:

Please find your most convenient branch using our branch finder.

Other information

If you are going to a university that has joined the Santander Universities network, click here to read more information and to find out if your university is part of the program

The Student Current Account is not available to our International Students.

* We will not pay you interest on any amount over £500.

** Exclusions and limitations apply, and further details can be found in the policy summary and policy document. You must provide proof of purchase or ownership when claiming.