Super Flexible ISA

Guarantee a great rate for 12 months on your tax-free savings allowance with a Super Flexible ISA

• Why choose the Super Flexible ISA?
• Apply Now
• Further information

Why choose the Super Flexible ISA?

• Rate and transfers in - boost your tax-free savings with our highest ISA rate on your cash ISA when you take out a separate qualifying investment product. To receive the Super Flexible ISA rate for the first 12 months you must ensure you continue to hold your qualifying investment. After 12 months your Super Flexible ISA will become Flexible ISA. If you close your separate qualifying investment or do not maintain at least the same amount or more in your separate qualifying investment your Super Flexible ISA will become Flexible ISA.  Cash ISA transfers in are allowed which means you can enjoy our highest ISA rate on this year’s as well as previous year’s ISA allowances.
  
  
• Save - any amount from £1 up to a maximum of the annual Cash ISA limit* in the Super Flexible ISA per tax year and transfer in other cash ISAs. All payments you make into your ISA count towards your tax free allowance. This means if you use up your allowance then take money out of your ISA, you cannot pay that money back in until the start of a new tax year. Remember you must pay the same amount or more into a separate qualifying investment product from Santander.
  
  
• Interest paid – Interest is calculated daily and paid each year after close of business on 1st March. You can choose to have interest paid into your Super Flexible ISA, or into a different Santander account. We’ll send you a statement at least once a year, so you’ll always know exactly how your tax free savings are doing.
  
  
• Manage your money – you can manage the money in your cash ISA any time by phone, cash machine or online. Transfer in any existing cash ISAs that you hold free of charge. You can also manage your money in branch. 
  
  
• Qualifying investments - all investments and pensions excluding Child Trust Fund and Guaranteed Income Bond.
  
  If you close your investment plan early you may get back less than you paid in. More Information 
  
  
• The Super Flexible ISA - After 12 months Super Flexible ISA will become Flexible ISA excluding the minimum rate guarantee and base rate tracker.

Apply Now

You can apply for the Super Flexible ISA by visiting a Santander branch. You can find your nearest branch using our branch finder . Remember, you'll need to bring some proof of your name and address. See a list of acceptable ID.

Further information

AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added to your account each year. The tax free rate is the rate of interest payable where interest is exempt from income tax. The favourable tax treatment of ISAs may change in the future.

For more information, see the ISA and Super Flexible ISA specific terms & conditions;
 

If you want to transfer in other cash ISAs you can do this at the branch when you open the product. If you want to transfer in after you have opened your ISA you can do this by completing the ISA Transfer Form.

If you would like to pay in or take money out of your ISA by post please use the ISA transaction form.

You can invest up to £10,200 tax efficiently. Up to £5,100 of this can be saved in a cash ISA, with the remaining balance in a stocks and shares ISA, or the whole £10,200 can be saved in a stocks and shares ISA.

All our ISAs are provided by Santander ISA Managers Limited, which is a wholly owned subsidiary of Santander Asset Management UK Holdings Limited. Registered in Scotland No.151605 at: 287 St Vincent Street, Glasgow G2 5NB, United Kingdom. Telephone 0845 600 181. Authorised by the Financial Services Authority. FSA registration number 171448.