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Enjoy tax-free interest, instant access and simple ways to save with the Easy ISA. It's a great way to make the most of your tax-free savings allowance. You can save up to £5,100 in a cash ISA each tax year and benefit from variable interest rates of up to 0.50% gross/AER tax free (rate illustrated is based on a balance of £40,000 and over). You can start your cash ISA with just £1 (balances of £1 will earn 0.10% gross/AER variable).
Easy ISA standard rates with interest paid annually
| Tier | Tax-free rate p.a./AER |
| £40,000 plus | 0.50% |
| £27,000 plus | 0.30% |
| £1 plus | 0.10% |
Rates may vary and are effective from 1st April 2009
AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The tax free rate is the rate of interest payable where interest is exempt from income tax. The favourable tax treatment of ISAs may change in the future.
New customers
If you want to transfer in other cash ISAs you can do this by filling in the appropriate section of the online application form.
Existing customers
Transfer in any cash ISA funds you have elsewhere by completing the External ISA Transfer In Form.
If you would like to pay in or take money out of your ISA by post please use the ISA transaction form.
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