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Interest rates

> Existing Current Account Customer - Additional Loans

> Additional Loans

> Customers moving home

Existing Current Account Exclusive Additional Loans
Only available to Santander or Alliance & Leicester Current Account customers holding their main account for 6 months or longer, crediting £1,000 a month.

Current Account Exclusive - 3 year Fixed (Early Repayment Charges apply)

Initial Rate

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Maximum Loan to Value

Loan Amount

5.79%

4.24%

5.5%

£0

75%

£5,000-£550,000


Current Account Exclusive - 3 year Base Rate Tracker (Early Repayment Charges apply)

Initial Rate

Differential to Bank of England Base rate, currently 0.50% (Variable)

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Maximum Loan to Value

Loan Amount

5.59%

+5.09%

4.24%

5.2%

£499

85%

£5,000-£550,000


Additional Loans
The table below shows the current interest rates for the different types of Additional Loans which are available through our branches or by calling 0800 587 5023.


2 year Fixed (Early Repayment Charges apply)

Initial Rate

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Maximum Loan to Value

Loan Amount

5.89%

4.24%

5.5%

£0

75%

£5,000-£550,000


3 year Fixed (Early Repayment Charges apply)

Initial Rate

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Maximum Loan to Value

Loan Amount

5.99%

4.24%

5.8%

£0

75%

£5,000-£550,000


4 year Fixed (Early Repayment Charges apply)

Initial Rate

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Maximum Loan to Value

Loan Amount

6.34%

4.24%

6.6%

£499

85%

£5,000-£550,000


3 year Base Rate Tracker (Early Repayment Charges apply)

Initial Rate

Differential to Bank of England Base rate, currently 0.50% (Variable)

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Maximum Loan to Value

Loan Amount

4.69%

+4.19%

4.24%

4.7%

£499

75%

£5,000-£550,000

5.79%

+5.29%

4.24%

5.7%

£499

85%

£5,000-£550,000


3 year Base Rate Tracker (No Early Repayment Charges apply)

Initial Rate

Differential to Bank of England Base rate, currently 0.50% (Variable)

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Maximum Loan to Value

Loan Amount

5.44%

+4.94%

4.24%

6.6%

£499

75%

£5,000-£550,000


Exclusive rates for our existing mortgage customers

  • No valuation fees
  • Early Repayment Charge  on some products
  • Booking fees can be added to the loan. Any fees added will attract interest.


If you are considering an Additional Loan and are currently reviewing your mortgage borrowing, you may be able to arrange this at the same rate and without incurring extra fees for the additional borrowing. Please call us on 0800 587 5023 to find out more.


Existing customers moving home

The table below shows the exclusive range of current interest rates for our existing customers moving home.

Whether you’re moving home and looking for a new deal or moving home and want to borrow more money on top of your existing deal, please call 0800 023 2761 for full details of all our products.

2 year Fixed Rate (Early Repayment Charges apply)

Initial Rate

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Maximum Loan to Value

Loan Amount

3.09%

4.24%

4.2%

£495

70%

£6,000-£1 million

3.99%

4.24%

4.3%

£0

80%

£6,000-£550,000


2 year Base Rate Tracker
(Early Repayment Charges apply)

Initial Rate

Differential to Bank of England Base rate, currently 0.50% (Variable)

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Maximum Loan to Value

Loan Amount

2.99%

+2.49%

4.24%

4.1%

£0

80%

£6,000-£550,000


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.