Choosing your investment
We’re all different. So at Santander we provide a range of investment options, designed to suit your priorities, whether that’s growth, the potential for high returns, tax efficiency or a combination of these. This table shows you at a glance the options available:
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Guaranteed |
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Is this for |
Growth |
Income and |
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Minimum Investment |
£1,500 |
£500 lump sum or £25 per month |
Depends on circumstances. Please speak |
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Term |
Choice of term - usually 3¾ 5½ or 6 years |
None, but money should be left for at least 5 years |
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Minimum guaranteed return at maturity* |
Yes |
No |
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Can you |
Yes - for the 5½ and 6 year options only |
Yes |
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Special |
Stockmarket option or Property option |
A fixed return provided the FTSE 100 Index has stayed the same or risen by any amount at maturity |
Maximum return paid out in the event that the FTSE 100 Index has not fallen below 80% of its starting level at any time during the observation period |
A combination of Internal and External fund managers with proven track record |
External fund managers with proven track record. |
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Product |
Provided by Santander ISA Managers Limited |
Provided by Santander Portfolio Management |
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* Provided you leave your money untouched for the term
For Capital Guaranteed Products, the capital guarantee is provided by Santander Guarantee Company and depends on the continued solvency of Santander UK plc. The capital guarantee only applies if the investment is held to the end of its term.