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Which ISA? - Savings

A quick guide to ISAs

Individual Savings Accounts (ISAs) are a great way to make the most of your savings as you can save tax efficiently.

Each tax year you get an ISA allowance.  A tax year runs from 6th April in one year, to 5th April the next.

You can invest up to £10,200 tax efficiently. Up to £5,100 of this can be saved in a cash ISA, with the remaining balance in a stocks and shares ISA, or the whole £10,200 can be saved in a stocks and shares ISA.

Super charge your savings with the Super Flexible ISA

This cash ISA rewards you with our best ISA rate when you pay the same amount or more into a separate qualifying investment product from Santander. Apply for the Super Flexible ISA today.

Bag a bonus with the Direct ISA

Manage your money online and enjoy fantastic tiered interest rates 2.75% AER tax free (variable) when you have £9k+ which includes the added boost of a 12 month variable bonus on your tax-free savings and the option to transfer in from other ISA providers too. Balances of £9k+ earn a bonus of 2.25%, balances of £1+ earn a bonus of 1.50%. Apply for the Direct ISA today.

Instant access with the Easy ISA

Welcome to the easy way to save. Instant access to your money whenever you want and benefit from tax-free interest. Apply for the Easy ISA today.

Watch your money grow with an Investments ISA

You could benefit from higher returns by investing in the stockmarket. With our Investments ISA you’ll get access to some of the world’s top fund managers. Apply for an Investments ISA today.

More ideas for your money

Get peace of mind with our Fixed Rate Savings products. Or you could enjoy higher returns with our range of Investments options.


All our ISAs are provided by Santander ISA Managers Ltd.

Useful Information

*Call Charges information

AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.  The tax free rate is the rate of interest payable where interest is exempt  from income tax.  The favourable treatment of ISAs may change in the future.