Already applied for a Credit Card online?
What happens next?
Once you have submitted your application, if successful you donít need to do anything else, weíll simply send your card and PIN to you. This normally takes 7 to 10 working days.
If your application is unsuccessful we will write to you and let you know we werenít able to offer you the card.
You may also be asked to provide further information to allow us to make a decision. Please provide the relevant information in the freepost envelope provided.
If you would like access to your credit card account online please call 0845 6020350* to arrange for the necessary credentials to be ordered. Lines are open 0800 to 2100 Monday to Saturday."
Already applied for a Credit Card over the phone?
What happens next?
Still can't find the answer you're looking for? Check the complete set of FAQs
I donít have the freepost address to return my identification / account information to
All identification can be sent back to us freepost to:
9 Nelson Street,
Please do not send valuable originals such as passports and driving licenses through the post and ensure that the document(s) are photocopied on both sides and returned to us with your reference number, name and date of birth written on the back so that we can match it back to your application.
We will post your new card and PIN code to the address you provided within the application, within seven days of sending your welcome letter / email. These are sent separately for security reasons.
Allowing for the post and weekends / Bank Holidays this could take up to ten days to arrive.
Our decision not to provide you with the†Santander Credit Card originally applied for was made by using a system called Credit Scoring.† Credit scoring takes into account information you have provided to us, any we may already hold about you and any obtained from a credit reference agency.
If youíd like a copy of the information held about you by the credit reference agency, you can contact them at:
Consumer Help Service
PO Box 8000
Nottingham NG1 5GX
Or, visit their website: www.experian.co.uk
Please detail all names that youíve been known by, along with your date of birth and details of your current and previous addresses for the past 6 years, together with a cheque for £2.00 made payable to Experian Ltd. You can also get this information by calling 0884 4 481 8000* (the fee for this telephone service, which requires a credit or debit card, is £2.50)