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Bank Account

Free day-to-day business banking forever

While others may offer free business banking for 12 or 18 months, we give you free day-to-day business banking forever – you’ll only be charged if you exceed the agreed limits. And with our e-banking and telephone services you can access your business account anytime, wherever you are. Apply for your Santander Business Account today.

Why choose the Santander Business Account?

  • Free day-to-day business banking forever: provided you keep within our agreed limits. Please see below for details.
  • Interest: paid on credit balances, calculated daily and paid monthly, currently 0.01% AER / gross (variable).
  • Flexibility: authorise other people to access your business account, with different levels of access
  • Easy to use: link to a Santander business savings account to move funds quickly and maximise your earnings on surplus cash

 

Call us now on 0845 606 0874 to open an account

Lines are open Monday to Friday 8am to 6pm and Saturdays 8am to 1pm

Click here to apply

This account offers free day-to-day business banking forever, for businesses operating within specified transaction limits. Charges apply for transactions that exceed the specified free limits and are listed below. Charges for non-standard services are listed in rates and charges

 Transaction  Number of free
 transactions per
 month
 Charge for
 exceeding free
 limit
 Cheques deposited  100  50p per item
 Cash deposited1  £3,000  50p per £100
 BACS credited  No limit  Free forever
 Cash and cheque withdrawals  100  50p per item
 Debit card payments  No limit  Free forever
 Direct debits, standing
 orders and bill payments
 No limit  Free forever
 Transfers between
 linked Santander
 business accounts
 No limit  Free forever

All charges are exempt from VAT.

1Cash deposits made at cash machines located at Santander branches. Only bank notes can be deposited.

Call us now on 0845 606 0874 to open an account

Lines are open Monday to Friday 8am to 6pm and Saturdays 8am to 1pm

AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year.  The gross rate is the interest rate we pay before income tax is taken off.  Rates may change and we pay interest each month.

These products are available to businesses with a turnover of £1 million or less

Related Links

Santander UK plc. Registered Office: 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England. www.santander.co.uk. Telephone 0870 607 6000. Calls may be recorded or monitored. Authorised and regulated by the Financial Services Authority except in respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading. FSA registration number 106054. Santander and the flame logo are registered trademarks. Santander UK plc advises on mortgages, a limited range of life assurance, pension and collective investment scheme products and acts as an insurance intermediary for general insurance