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Instant Access Accounts
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Interest Rates - Instant Access
|
Instant Access Savings |
Annually
|
|
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1+ |
2.75% |
0.50% |
0.50% |
0.40% |
Monthly
|
|
Gross pa / AER (incl. bonus) |
Gross pa / AER(excl. bonus) |
Net pa / AER (incl. bonus) |
Net pa / AER(excl. bonus) |
|
£1 + |
2.72% |
0.50% |
2.18% |
0.40% |
Rate effective from 27 July 2010. All rates are variable. Bonus of 2.25% gross/AER (variable) for 12 months from account opening.
50+ Saver
Annually
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£750,000 + |
2.00 |
1.15 |
1.15 |
0.92 |
|
£500,000 + |
1.55 |
0.70 |
0.70 |
0.56 |
|
£200,000 + |
1.10 |
0.25 |
0.25 |
0.20 |
|
£100,000 + |
1.00 |
0.15 |
0.15 |
0.12 |
|
£1 + |
0.95 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
* Includes a variable rate bonus for the first 12 months, which is currently 0.85% gross/AER on accounts opened after 1 October 2007.
Monthly
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£750,000 + |
1.98 |
1.15 |
1.14 |
0.91 |
|
£500,000 + |
1.54 |
0.70 |
0.70 |
0.56 |
|
£200,000 + |
1.09 |
0.25 |
0.25 |
0.20 |
|
£100,000 + |
1.00 |
0.15 |
0.15 |
0.12 |
|
£1 + |
0.95 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
* Includes a variable rate bonus for the first 12 months, which is currently 0.85% gross/AER on accounts opened after 1 October 2007.
Instant Access Saver (Special Issue 3)
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£1,000 + |
2.50 |
1.00 |
1.00 |
0.80 |
|
£1 + |
0.10 |
0.10 |
0.10 |
0.08 |
Rates are variable and effective from 1st April 2009.
* Includes a variable bonus for the first 12 months after opening of account, which is currently 1.00% gross / AER, after which standard rates apply.
If the balance in your account falls below £1000 a reduced rate of interest applies to your account (currently 0.10% gross/AER).
|
Tier |
AER % (incl. bonus*) |
AER % (excl. bonus) |
Gross % (excl. bonus) |
NET % (excl. bonus) |
|
£50,000 + |
n/a |
0.50 |
0.50 |
0.40 |
|
£500 + |
n/a |
0.25 |
0.25 |
0.20 |
A fixed interest rate of 0.10% gross/AER is paid on balances below £500.
Rates are variable and effective from 21st May 2009.
Information about Savings accounts fees.
If you hold an online savings account, opened with Bradford and Bingley, you can find rate information here.
Further Savings Rates