Arranged Overdraft

Tailored to suit you

We’re all different, with our own approach to managing money – and our accounts reflect this. If you tend to use your overdraft regularly, choose our Preferred Overdraft Rate Current Account, which offers a 12-month 0% EAR (typical) overdraft – as long as you pay in at least £1,000 a month.

If you’re generally in credit, switch to the Preferred In-Credit Rate Current Account where you’ll receive a great rate of interest and still enjoy a four-month 0% EAR (typical) overdraft to help you through the switching process (after 4 months the overdraft rate changes to 19.9% EAR).

For more information, take a look at our Price list. Or to apply now, phone 0845 724 724*or call into your local branch.

Why choose the Preferred Overdraft Rate Current Account?

Interest-free overdraft for 12 months when you transfer to the Preferred Overdraft Rate Current Account using our free Current Account Transfer Service and pay in £1,000 each month.
A competitive overdraft rate of just 12.9% EAR (variable) after the first 12 months when you pay £1,000 into your account each month.
Easy access – we have over 1300 branches.
24-hour access to your money with telephone and online banking.

Please see Preferred Overdraft Rate Current Account page for more details

For more information, please read the full terms and conditions and interest rates pages.

EAR stands for Effective Annual Rate and represents the yearly cost of an overdraft, which takes into account how often we charge interest to the account and does not include any other fees or charges. Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions.

Rates correct as at 5 July 2010

Arranged Overdraft

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