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Your Borrowing options
With so many borrowing options out there, finding the right one for you can be difficult. We've outlined some of your options below. Visit our Personal Loan repayment calculator or Additional Loan repayment calculator to see how your repayments could be.
| Product |
Type of borrowing |
What is it used for? |
Repayment term |
|
Personal Loans |
Unsecured |
Anything from one-off purchases to debt consolidation of up to £20,000 |
Fixed monthly repayments from 1 to 5 years |
|
Secured |
Anything from £5,000 up to 85% of the value of your home for customers who have a mortgage with us |
Up to and even beyond your current mortgage term |
|
|
Unsecured |
Day to day flexible borrowing |
Flexible and continuous |
|
|
Unsecured |
Day to day flexible borrowing |
Flexible and continuous |
|
What can you afford?
Its important that any new borrowing commitments are affordable. A simple way of working out how much you can afford is to deduct your outgoings from your income. Remember to be realistic and always take into account any existing borrowing when taking on new commitments
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE.
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