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Your Borrowing options

With so many borrowing options out there, finding the right one for you can be difficult. We've outlined some of your options below. Visit our Personal Loan repayment calculator or Additional Loan repayment calculator to see how your repayments could be.

 

 Product

Type of borrowing

What is it used for?

Repayment term 

Personal Loans

Unsecured

Anything from one-off purchases to debt consolidation of up to £20,000

Fixed monthly repayments from 1 to 5 years

Apply here

Additional Loan

Secured

Anything from £5,000 up to 85% of the value of your home for customers who have a mortgage with us

Up to and even beyond your current mortgage term

Credit cards

Unsecured

Day to day flexible borrowing 

Flexible and continuous 

Overdraft

Unsecured

Day to day flexible borrowing

Flexible and continuous


What can you afford?

Its important that any new borrowing commitments are affordable. A simple way of working out how much you can afford is to deduct your outgoings from your income. Remember to be realistic and always take into account any existing borrowing when taking on new commitments

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON YOUR MORTGAGE.

*Call Charges information

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Santander UK plc, which is authorised and regulated by the Financial Services Authority (Authorisation Number 106054), except in the respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading, acts as an Insurance Intermediary for General Insurance