Our Travel Reward Bank Account includes all the great features of our Bank Account, and is packed full of insurance, assistance, leisure and retail benefits helping to save you time and money. For a monthly fee of just £15 you can enjoy over £840 each year.
To upgrade to our Reward Account you need to hold an existing Preferred In-Credit or Preferred Overdraft Bank Account.
Our Travel Reward Bank Account pays up to 5% AER (variable) (see note 1) on balances up to £2,500 for 12 months, when you pay in £1,000 each month.
After this time, you will benefit from a great rate of 2.5% AER (variable) (see note 1), on balances up to £2500 when you pay in £1,000 a month.
You will also benefit from a fantastic overdraft rate, which is usually 12.9% EAR (see note 2).
If you do not pay £1000 per month you will receive an interest rate of 0.1% and an overdraft rate of 19.9%.
Find out more about these benefits
Annual worldwide family travel insurance – including winter sports;
Wherever and whenever you travel, you can now enjoy the peace of mind that comes with being completely covered. This policy gives you and your family worldwide insurance each year with winter sports. You’re covered for cancelling your trip, cutting your trip short, missing your transport, personal accident, medical-emergency expenses, personal property, losing your passport or driving licence, personal public liability, travel delay, legal costs, winter sports, and golf cover.
Green_Flag_breakdown_cover_in_the_UK_and_Europe;
With both UK and European breakdown cover included, you can drive with confidence at home or on the continent.
Card loss assistance - help if you lose your card;
Losing your cards can be a big worry, but one call to our card-protection line will help put your mind at ease. Call us and we will cancel any of your debit, credit, charge, store and other cards for you. If your cards have been lost or stolen, we will ask the card issuers to send you replacements. And if you need it, we will even arrange to send you some emergency cash.
We will give you up to £300 of cover if your mobile is lost, stolen, damaged or breaks down while it is being used by you or up to two authorised users. We’ll also cover you for any unauthorised calls made from your mobile, up to a value of £1000. If you have a joint Travel Reward Bank Account, your policy covers two handsets.
Lost and found service - for travel luggage
To help keep tabs on your luggage during your journey, we can give you a set of coded labels for your luggage and other possessions. If someone then finds your items, they can use the details on the label to contact us. We will then get in touch with you so that you can get your possessions back.
Airport Angel takes the stress out of flying. With access to 300 airport lounges around the world for the primary account holder, you can escape the crowds and relax before boarding. You’ll also receive helpful texts to keep you updated on the status of your flight. Applicable to main account holder only.
If you need your keys and locks replacing in an emergency, we will cover your costs up to £500. We’ll also give you help finding a locksmith in an emergency if you can’t enter your home, office or vehicle. If your keys are accidentally locked inside or broken in the lock, we’ll cover up to £50 for each incident for locksmiths’ costs.
High-quality legal advice can be both costly and hard to find. So it’s comforting to know our team of expert lawyers is on hand to answer any legal questions you may have. Whether you need advice on a dispute or other matters to do with your home, family, job or other areas of daily life, they will treat your call as confidential.
£100 interest-free overdraft (depending on your circumstances)
We’ve made the first £100 of your advance overdraft completely interest-free (depending on your circumstances). This means you only start paying interest once you go over £100.
We give you access to great personal loan rates at Santander.
Commission-free travel money – delivered to you free of charge
We will give you commission-free travel money at great rates (which we update each day) and in a wide range of currencies. We’ll also deliver it direct to your door free of charge, giving you one less thing to do before you go. Minimum order £300.
Great savings on dining, days out and hotel accommodation.
Pay less for your next holiday
We will give you £50 off your next holiday when you book through Concepts Travel
Hotels
We’ve put together some great offers on hotels around the UK, so you can treat yourself and your family for less.
Note 1: AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate we pay before income tax is taken off.
Note 2: EAR stands for Effective Annual Rate and represents the annual cost of an overdraft, which takes into account how often interest is charged to the account, and does not include any other fees or charges
You can apply if you:
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