Guaranteed Over 50 Plan

Leave a cash gift, from just £6 a month

At Santander, we're always looking at ways to help you plan for the future. That's why we are happy to offer a simple and affordable way to help you leave something for your loved ones when you're no longer around.

The Guaranteed Over 50 Plan, provided by AXA Sun Life plc, is a life insurance plan designed to pay out a fixed cash sum on death after two years. AXA Sun Life is the UK's leading life insurance provider for plans of this type* and has more than 740,000** policyholders.

Life insurance needn't be a hassle. The Guaranteed Over 50 Plan makes it easy to leave a fixed cash sum for your loved ones when you die, which can be used as a cash gift or to help towards funeral costs. Premiums start from £6 a month - that's just 20p a day. Applying could not be easier. Provided you're aged 50-85 you're guaranteed to be accepted.   

To find out more about the Guaranteed Over 50 Plan, please read all the information, especially the Terms and Conditions including the Policy Summary and Key Facts about our Insurance Services, before getting a quote. You can apply online or call AXA Sun Life on 0800 904 7602.

Why choose the Guaranteed Over 50 Plan?

• Guaranteed acceptance with no medical – as long as you’re aged 50-85 you’re guaranteed to be accepted – no health questions asked.
• Fixed cash sum – providing you keep paying your monthly premiums for life, a fixed cash sum is guaranteed on your death after you’ve had the Plan for two years – if you die in the first two years, all the premiums paid will be returned, plus half as much again. Please bear in mind that as the cash sum is fixed, inflation will reduce its value over time.
• Affordable monthly premiums – from £6 a month, that’s just 20p a day. You can choose any premium from £6 to £74 a month, as long as the fixed cash sum is no more than £20,000.
• Peace of mind – your premiums will never go up, and your cover will never go down. You just need to make sure you choose a premium you feel comfortable with, as if you stop paying your cover will end and you won’t get anything back. Depending on how long you live you could pay more in premiums than the cash sum paid out.
• Triple travel accident death benefit – from day one if you were to die as a result of a travel accident or die within three months from injuries sustained in the accident, three times the fixed cash sum would be paid out.

PLUS

• Careline 24 hour support – you’ll be given access to Careline, a professional health information helpline 24 hours a day, 365 days a year. AXA Sun Life may review the Careline service from time to time and reserve the right to withdraw Careline without advance notification.
• First month's premium free – you won't have to pay a premium in the first month, whichever premium you choose.
• Welcome gift –you’ll get a welcome gift when you take out a Plan. You can choose from a selection of 5 gifts as a special thank you for taking out a Plan †.

*Most popular whole of life plan bought directly. ABI statistics, Q1 - Q4 2009

**As at 22^nd April 2010

†Gifts are subject to availability and in the event of your chosen gift not being available, an alternative will be offered.