null
Search

Interest Rates

Fixed Rate Mortgages - Interest Rates

Fixed Rate Mortgage Rates

Tracker Mortgage Rates

Flexible Offset Mortgage Rates

Buy-to-Let Mortgage Rates

 

Please note that our mortgage products can change or be withdrawn at any time. Rates are only guaranteed at the time of application. Rates quoted are for customers buying a property or remortgaging from another lender to us. We have a separate range of deals for our existing mortgage customers whose deal is coming to an end. On some products we offer additional benefits – with Remortgage Solution we offer help with the upfront costs of moving your mortgage to us and with Homebuyer Solution we will contribute towards the costs of buying your new home.

2 year Fixed Rate Mortgages

3 year Fixed Rate Mortgages

4 year Fixed Rate Mortgages

5 year Fixed Rate Mortgages

 

2 year Fixed Rate Mortgages (Early Repayment Charges apply)

Initial Rate

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Minimum Deposit

Maximum Loan Size

Eligibility

2.75%

4.24%

4.2%

£1995

40%

£250,000

First Time Buyers, Movers and Remortgage Customers

3.09%

4.24%

4.2%

£495

30%

£1 million

First Time Buyers, Movers only Homebuyer Solution To qualify customers must hold either a Santander or Alliance & Leicester Current Account– for full eligibility details, see below *

3.19%

4.24%

4.2%

£995

30%

£1 million

Remortgage only
Remortgage Solution To qualify customers must hold either a Santander or Alliance & Leicester Current Account– for full eligibility details, see below *

3.19%

4.24%

4.2%

£495

30%

£1 million

First Time Buyers, Movers only Homebuyer Solutions

3.48%

4.24%

4.3%

£995

30%

£1 million

Remortgage only
Remortgage Solution

3.55%

4.24%

4.3%

£495

30%

£1 million

First Time Buyers, Movers only Homebuyer Solutions

3.65%

4.24%

4.3%

£995

30%

£1 million

Remortgage only
Remortgage Solution

3.58%

4.24%

4.3%

£995

25%

£550,000

First Time Buyers, Movers and Remortgage Customers

3.74%

4.24%

4.4%

£495

25%

£550,000

First Time Buyers, Movers only Homebuyer Solutions

3.78%

4.24%

4.3%

£995

25%

£550,000

Remortgage only
Remortgage Solution

3.90%

4.24%

4.3%

£0

25%

£550,000

First Time Buyers, Movers only Homebuyer Solutions

4.09%

4.24%

4.3%

£0

25%

£550,000

Remortgage only
Remortgage Solution
To qualify
customers must
hold either a Santander or Alliance & Leicester Current Account– for full eligibility details, see below *

4.37%

4.24%

4.4%

£0

25%

£550,000

Remortgage only
Remortgage Solution

Interested? Call 0800 023 2761

 

3 year Fixed Rate Mortgages ( Early Repayment Charges apply)

Initial Rate

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Minimum Deposit

Maximum Loan Size

Eligibility

3.88%

4.24%

4.4%

£995

30%

£250,000

First Time Buyers, Movers and Remortgage Customers

4.05%

4.24%

4.3%

£495

30%

£1 million

First Time Buyers, Movers only Homebuyer Solution

4.23%

4.24%

4.4%

£995

30%

£1 million

Remortgage only
Remortgage Solution

4.27%

4.24%

4.4%

£995

30%

£550,000

First Time Buyers, Movers and Remortgage Customers

4.35%

4.24%

4.5%

£495

25%

£550,000

First Time Buyers, Movers only Homebuyer Solution

4.55%

4.24%

4.5%

£995

25%

£550,000

Remortgage only
Remortgage Solution

5.69%

4.24%

4.8%

£995

15%

£550,000

First Time Buyers, Movers only Homebuyer Solution

5.79%

4.24%

5.0%

£995

15%

£550,000

Remortgage only
Remortgage Solution

5.99%

4.24%

4.8%

£495
(Cannot be added to the loan)

10%

£250,000

To qualify customers must hold either a Santander or
Alliance & Leicester Current Account - for full eligibility details, see below*

5.99%

4.24%

5.0%

£799 (Cannot be added to the loan)

10%

£250,000

First Time Buyers Only

 Interested? Call 0800 023 2761

 

4 year Fixed Rate Mortgages ( Early Repayment Charges apply)

Initial Rate

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Minimum Deposit

Maximum Loan Size

Eligibility

3.99%

4.24%

4.5%

£1495

30%

£1 million

First Time Buyers, Movers and Remortgage Customers

4.45%

4.24%

4.5%

£995

30%

£1 million

First Time Buyer, Movers only  Homebuyer Solution

4.49%

4.24%

4.5%

£995

30%

£1 million

Remortgage only
Remortgage Solution

4.75%

4.24%

4.6%

£995

25%

£550,000

First Time Buyers, Movers only
Homebuyer Solution

5.29%

4.24%

4.8%

£0

25%

£550,000

Remortgage only
Remortgage Solution

4.99%

4.24%

4.5%

£995

15%

£550,000

First Time Buyers, Movers only
Homebuyer Solution To qualify customers must hold either a Santander
or Alliance & Leicester Current Account - for full eligibility details, see below*

5.84%

4.24%

4.8%

£495

15%

£550,000

First Time Buyers only
Homebuyer Solution

Interested? Call 0800 023 2761

5 year Fixed Rate Mortgages ( Early Repayment Charges apply)

Initial Rate

Followed by Santander’s standard variable rate, currently

The overall cost for comparison is APR

Booking Fee

Minimum Deposit

Maximum Loan Size

Eligibility

4.39%

4.24%

4.5%

£895

40%

£200,000

First Time Buyers, Movers only
Homebuyer Solution

4.75%

4.24%

4.7%

£995

30%

£1 million

First Time Buyers, Movers only
Homebuyer Solution

4.99%

4.24%

4.9%

£995

30%

£1 million

Remortgage only
Remortgage Solution

5.15%

4.24%

4.8%

£995

25%

£550,000

First Time Buyers, Movers only Homebuyer Solution

Interested? Call 0800 023 2761

Borrowing limits also apply. Booking fees are payable upfront. On most products customers can add the booking fee to the loan. Any fees added to the loan will attract interest. Please ask for details.

*Only available to Santander or Alliance & Leicester Current Account customers holding their main account for 6 months or longer, crediting £1,000 a month. This is not available to our existing Mortgage customers.

Phone us on 0800 023 2761 or call in to any Santander branch.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.