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Graduate Account


Get your finances working harder


Get your finances working harder

Our Graduate Account is a great way to give you a head start after you leave university. You'll receive an interest-free overdraft of up to £2,000 to give you financial flexibility when you need it

Why choose our Graduate Account?

  • 0% EAR (typical) overdraft – up to £2,000, which gradually decreases over three years so that you can pay it off in manageable chunks.
  • Preferential loan - borrow up to £10,000 at 7.5% APR typical.
  • Essentials – includes a Visa Debit card for easy, secure withdrawals and purchases
  • Overdraft Manager – helps you pay off £5,000 of your student debt over 3 years
  • Easy access – from virtually any cash machine, one of our 1300 branches and by phone
  • Online banking – 24 hours, anywhere in the world

 

To enjoy the benefits of our Graduate Account, you’ll need to either to be working or have a confirmed job offer. You’ll also need to use your graduate account as your main account –paying in your salary each month.


How to Apply

You can apply if you are:

  • at least 19 years old

  • living permanently in the UK; and

  • have completed either: 
      - your first undergraduate course
      - a postgraduate course; or
      - a HND or nursing training (at least a two-year course)


Get started

 

To apply simply call into any Santander branch. You can find your nearest branch using our branch finder. Remember, you'll need to bring some proof of your name and address. See a list of acceptable identification.

 

Rates correct as at 5 July 2010